Money & Finances

Understanding the Impact of Economic Changes

In today’s uncertain economic times it is important to understand the impact of life events as they relate to business, jobs, debt and taxes. The IRS provides a near overwhelming amount of information on a variety of topics

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10 Best Money Tips

“A penny saved is a penny earned” is a common phrase passed down through the generations along with a host of others. How many of us have taken these tips and turned them into cash? Self Magazine recently ran an article called The Best Money Tip I’ve Ever Gotten. That got us thinking and we came up with this list of the 10 best money tips to consider:

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9 Money Websites to Change Your Financial Outlook

In today’s fast paced world it is often challenging to sort through information presented to us, especially financial information. At BASC Expertise we pride ourselves on helping our clients secure a sound financial future and offer the following nine money websites that can change your financial outlook.

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5 credit card dilemmas and how to avoid them

If you have a credit card – and who doesn’t – it’s likely that you’ve been seeing some changes, sometimes too many changes to even keep up with. We’ve rounded up several dilemmas you might face with your credit cards so you can be prepared with how to address them. Credit card dilemma #1 –

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Is now the time to look at getting a loan?

It appears that lenders are beginning to loosen their grip on lending money, but your personal credit history will still be a determining factor in whether you qualify for a car loan, mortgage or line of credit. Banks tightened their hold on lending when the financial crisis hit and individuals and business owners who were

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5 habits that are making you broke

It’s less than two days past payday and your checkbook’s bottom line is looking a bit unhealthy. Do you ever where your money goes? Do you track it or does it simply seem to trickle through your fingers until it’s gone? Everyone has his or her blind spot when it comes to mindless spending. Here

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Bankruptcy, is it for you? Can you avoid it?

Bankruptcy: What was once a last resort and utilized by few individuals, is now – because of this difficult economic climate in which we are living – is becoming more commonplace. Taking the steps to file bankruptcy is not something that should be taken lightly but for those businesses and individuals who don’t see light

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What you should consider if you’re looking at a business loan

The recent economy has been hard on small businesses – there’s no surprise there, right? And entrepreneurs who have been seeking working capital are being faced time and again with being turned down by bank officers. Recently, though, the chasm between banks and small businesses appears to be lessening, according to a report issued by

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